Business Insurance Products
Small to medium sized businesses need products that fit their unique needs without extra costs and coverages.
Other Business Products
Business insurance isn’t so much a type of insurance as it is a classification of insurance that a small business might need to protect themselves. You’ll choose the coverage that best suits your business, pay the premium, and from there your business will be protected from the risks that policy covers. Feeling lost? Don’t worry. Business insurance (or commercial insurance) is uncharted for most small business owners, especially those who are just opening up shop. Read on to learn more about commercial insurance and what insurance your business may need to protect itself.
Business Owner Policy (BOP)
A Business Owners Policy combines protection for all major property and liability risks in one convenient package. These packages are typically designed for small and mid-sized businesses and offer a broad range of coverage.
Commercial Property Insurance is for any business that has physical assets. Although your building or other property may not be making money for your company, its loss could still be very costly. This insurance type is all about insuring your building, the physical assets inside of that property, and many other types of physical objects owned and used by your business. Whether that property is small office furniture or a large warehouse, any property your business owns should be protected.
Professional Liability Insurance is coverage for individuals and businesses who charge a fee for a service. Providing your expertise to the market can result in significant costs to your customers when a mistake is made, and without this insurance those costs could put you out of business.
Things happen every-single-day, and it’s impossible to know exactly how much coverage you might need to handle issues. When unanticipated situations arise, Commercial Umbrella Insurance offers an additional level of financial security. These umbrella coverage policies are designed to provide additional coverage which fills in the gaps between existing policies and takes over when the coverage on your existing policies deplete. Any business or organization interested in extending their current liability coverage and gap protection may wish to inquire about business Commercial Liability Umbrella Insurance.
Going into business for yourself can be daunting. We can help guide you to the coverages you need, without the fluff.
FAQ’s About General Liability for Business
Below you will find the most popular questions we received from users. Q: How much is general liability insurance for a small business? A: General liability insurance premiums vary depending on the specifics of your business but can be as low as around $350 per year....